How To Convert Bonga Points To Mpesa Money (CASH)

In Kenya, telecom companies reward loyal customers through loyalty points programs. Safaricom’s Bonga Points, Airtel’s Zawadi Points, and Telkom’s Ziada Points allow users to earn rewards for using voice, data, and SMS services.

While Airtel and Telkom points can only be redeemed for airtime or data, Safaricom users have the advantage of converting Bonga Points directly to cash via M-Pesa. If you’ve been wondering how to turn your accumulated Bonga Points into real money, this guide will walk you through the process.

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How to Convert Bonga Points to Cash via M-Pesa

Step 1: Check Your Bonga Points Balance

Before converting your points, confirm your balance by dialing:
📱 USSD Code: *126#

Step 2: Use Lipa na Bonga to Convert Points to Cash

Follow these steps to redeem your Bonga Points for M-Pesa cash:

1. Dial *126*3*2# or visit Bonga Points Converter.
2. Enter the merchant number: *126*3*2*4038069#
3. Input the phone number where you want to receive the cash (as the “Account Number”).
4. Enter the amount you wish to convert (based on your Bonga Points balance).
5. Follow the prompts to complete the transaction.

Step 3: Wait for Confirmation

You’ll receive SMS confirmations from:

• Safaricom (Bonga Points deduction)
• M-Pesa (Cash received)
• Brainverse (Transaction receipt)

💡 Pro Tip: Use the Bonga Points Calculator to estimate how much cash you’ll get before redeeming.

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How Much is 1000 Bonga Points Worth in Cash?

The value of Bonga Points depends on how you redeem them:

• Airtime: 1000 Bonga Points ≈ KES 200
• Lipa na M-Pesa (Cash): Conversion rates vary, but typically, 1000 Bonga Points ≈ KES 150-200 in cash.
• Goods & Services: Can be used at select merchants for discounts.
• Other Rewards: Smartphones, data bundles, air tickets, etc.

For the best cash value, converting via M-Pesa is the most practical option.

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Why Convert Bonga Points to Cash?

• Instant Money: Get real cash instead of just airtime or data.
• Flexibility: Use the money for bills, shopping, or savings.
• No Expiry Worries: Avoid losing unused points by converting them.

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Final Thoughts

Safaricom’s Bonga Points offer a unique advantage—the ability to convert loyalty rewards into cash via M-Pesa. While Airtel and Telkom users can only redeem points for airtime or data, Safaricom subscribers can enjoy extra financial flexibility.

🚀 Ready to cash out? Dial *126*3*2*4038069# now and turn your Bonga Points into money!

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FAQs

1. Can I convert Airtel or Telkom points to cash?
No, only Safaricom Bonga Points can be converted to cash via M-Pesa.

2. Is there a limit to how much I can redeem?
Yes, Safaricom sets daily and monthly limits—check via *126#.

3. Do Bonga Points expire?
Yes, they expire after 6 months of inactivity.

For more tips on maximizing your telecom rewards, check out our guide on 5 Reasons Why Your Mshwari Loan Limit is Zero.