How To Join NSSF Sacco And Become A Member

The National Social Security Fund (NSSF) is a Kenyan government agency that manages pension funds for employees in Kenya’s formal sector. NSSF also operates a Savings and Credit Cooperative Society (Sacco) to provide its members with access to affordable credit and other financial services. Joining the NSSF Sacco is a straightforward process that requires the following steps:

Step 1: Confirm Eligibility

To become a member of the NSSF Sacco, you must first confirm your eligibility. Eligible members are those who are contributing to the National Social Security Fund (NSSF) and have an active account.

If you are not an NSSF member, you need to register with NSSF before applying to join the Sacco.

Step 2: Obtain an Application Form

Once you have confirmed your eligibility, you can obtain an application form from any of the NSSF Sacco branches or download it from Sacco’s official website.

The application form contains personal details such as your full name, ID or passport number, postal and physical addresses, phone numbers, and email addresses.

Step 3: Fill out the Application Form

Fill out the application form carefully, ensuring that you provide accurate and up-to-date information. Attach copies of your national ID card, payslip, and NSSF statement of account, as these documents are required to verify your eligibility.

Step 4: Submit the Application Form

After filling out the application form and attaching the required documents, submit it to any of the NSSF Sacco branches near you. Ensure that you have signed and dated the application form before submitting it.

Step 5: Pay the Registration Fee

Upon submitting the application form, you will be required to pay a registration fee of Kshs. 1,000. This fee is non-refundable and is used to process your application.


Step 6: Wait for Approval

After submitting your application form and paying the registration fee, you will need to wait for the approval. The Sacco’s management will review your application and verify your eligibility.

If your application is successful, you will receive a notification informing you of your membership approval.

Step 7: Deposit Initial Savings

After receiving approval, you will need to deposit an initial savings amount of Kshs. 5,000 to activate your membership.

This amount is credited to your Sacco account and can be used to access various financial services offered by Sacco.

Step 8: Start Enjoying Sacco Benefits

Once your membership is activated, you can start enjoying various benefits offered by the NSSF Sacco. These benefits include access to affordable credit facilities, savings and investment options, and financial education programs to help you manage your finances better.

In conclusion, joining the NSSF Sacco is a straightforward process that requires you to confirm your eligibility, obtain an application form, fill it out, submit it, pay the registration fee, wait for approval, deposit initial savings, and start enjoying Sacco’s benefits.

If you have any questions or need help with the application process, you can contact Sacco’s customer care team for assistance.

Drop Your Comments, What do you think About The Article?