Top 10 Best Logbook Loans Lenders In Kenya

Logbook loans have become one of the most popular forms of quick financing in Kenya. With a car logbook used as collateral, borrowers can access up to 80% of their vehicle’s value within as little as 24 hours. Unlike traditional bank loans, logbook loans are fast, flexible, and ideal for individuals who need urgent cash to handle business, emergencies, or personal expenses. In this guide, we highlight the Top 10 Best Logbook Loans Lenders in Kenya—trusted institutions that offer reliable services, competitive loan amounts, and flexible repayment terms.

1. Mwananchi Credit

Mwananchi Credit is one of the most reputable logbook loan lenders in Kenya. They finance up to 80% of the car’s trade value, and approvals take as little as 6 hours.

Requirements:

• Original logbook
• 6 months’ bank statements
• M-Pesa statement
• Comprehensive insurance

Contacts:
📞 0709 147 000 | ✉️ [email protected]

2. MOGO Kenya

Part of the Mogo Finance Group, MOGO Kenya offers logbook loans from KES 100,000 to 1.5 million. Borrowers can choose repayment terms of up to 5 years with weekly or monthly installments.

Contacts:
📞 0768 469 112 | ✉️ [email protected]

3. Auto Advance Logbook Loans

Auto Advance is known for its no CRB check policy and transparent charges. It provides loans without extra fees, making it a popular choice among borrowers with past credit issues.

Location: Millenium Place, Buru Buru, Nairobi
📞 0765 650 650 | ✉️ [email protected]

4. Jijenge Credit Limited

Jijenge Credit offers loans between KES 50,000 and 10 million, with repayment terms ranging from 1 to 12 months.

Requirements:

• Logbook
• KRA Pin
• ID + passport photo
• Insurance cover
• Valuation report

Contacts:
📞 0711 282 727 / 0703 282 727 | ✉️ [email protected]

5. FinCredit Limited

FinCredit operates in both Kenya and Uganda as a licensed microfinance institution. They provide logbook loans alongside SME loans and instant financing solutions.

Location: Methodist Ministries Centre, Oloitokitok Road, Lavington
📞 020 386 1673 | ✉️ [email protected]

6. Bidii Credit Limited

Bidii Credit is a trusted lender that emphasizes clean credit history. It offers flexible loans against logbooks for both individuals and businesses.

Requirements:

• Vehicle logbook
• Clean credit record
• 6 months bank statements
• Vehicle valuation & insurance

Contacts:
📞 0709 840 000 | ✉️ [email protected]

7. Platinum Credit

Platinum Credit provides loans from KES 50,000 to 2 million, repayable in 1–12 months. Their nationwide presence makes them one of the most accessible lenders in Kenya.

Requirements:

• Logbook
• ID & KRA Pin
• Bank statements
• Insurance

Contacts:
📞 0709 900 000 / 0730 900 000 | ✉️ [email protected]

8. Momentum Credit

Momentum Credit lends up to KES 2 million—within 24 hours. They finance up to 60% of a car’s value, making it a preferred choice for medium-scale borrowers.

Requirements:

• Logbook
• ID & KRA Pin
• Insurance & valuation
• 6 months’ bank statement

Contacts:
📞 0709 434 000 | ✉️ [email protected]

9. Citizens Credit Limited

Citizens Credit allows borrowers to secure loans against multiple vehicles, which is useful for business owners with fleets.

Location: 11th Floor, Finance House, Loita Street, Nairobi
📞 0722 646 687

10. Ngao Credit Limited

Ngao Credit offers loans of up to 60% of the car’s value, repayable within 24 months. They are recognized for their flexible repayment schedules.

Requirements:

• Logbook
• ID & KRA Pin
• 6 months’ bank statements
• Post-dated cheques
• Comprehensive insurance

Contacts:
📞 0709 650 000 | ✉️ [email protected]

Conclusion

Logbook loans are among the fastest and most flexible ways to access emergency financing in Kenya. While each lender has unique requirements and interest rates, most provide quick approvals and cash within 24 hours. Before applying, ensure you compare interest rates, repayment periods, and hidden fees to avoid financial strain.

Whether you need short-term cash for emergencies or a long-term loan for business expansion, these Top 10 Logbook Loans Lenders in Kenya are some of the most reliable options in the market.