How the CIS Mechanism Benefits Kenyan Borrowers in the Credit Market
Access to credit is a crucial driver of economic growth, and Kenya’s Credit Information Sharing (CIS) Mechanism has revolutionized the lending landscape. By enabling financial institutions to share borrower data through Credit Reference Bureaus (CRBs), the CIS system helps lenders assess risk while giving borrowers—especially those without traditional collateral—a fair chance at securing loans. However, misconceptions persist. Many … Read more