If you’ve taken a loan from Haraka, repaying it on time is crucial to maintaining a good credit score and qualifying for higher loan limits in the future. Fortunately, repaying your Haraka loan is quick and easy via M-Pesa. In this guide, we’ll walk you through the exact steps to repay the Haraka loan hassle-free.
Requirements to Repay Haraka Loan
Before initiating repayment, ensure you have:
✅ Sufficient funds in your M-Pesa account.
✅ The correct Haraka Paybill number.
✅ The phone number used during the loan application.
Steps to Repay Haraka Loan via M-Pesa
Follow these simple steps to clear your Haraka loan:
1. Access the M-Pesa Menu
- Go to your phone’s M-Pesa menu.
- Select “Lipa na M-Pesa”.
2. Choose Paybill Option
- Tap on “Paybill”.
3. Enter Haraka Paybill Number
- Input the official Haraka Paybill number: 817910.
4. Enter Your Account Number
- Use the phone number that receive the loan as the account number.
5. Input the Repayment Amount
- Type the exact amount you wish to repay.
6. Enter Your M-Pesa PIN
- Key in your M-Pesa PIN to authorize the transaction.
7. Confirm Transaction Details
- Double-check the Paybill number, phone number, and amount before confirming.
8. Complete the Transaction
- Press “OK” to finalize the payment.
9. Wait for the Confirmation SMS
- You’ll receive an SMS from M-Pesa and Haraka confirming your repayment.
Important Notes When Repaying Haraka Loan
🔹 Always use the same phone number that was used during the loan application.
🔹 Ensure you repay within the 30-day grace period to avoid penalties.
🔹 Timely repayment improves your credit score, increasing future loan limits.
Why Repay Your Haraka Loan on Time?
Haraka is one of Kenya’s most efficient loan apps, offering:
✔ Quick loan approvals
✔ Flexible repayment period (30 days)
✔ Higher loan limits for consistent borrowers
By repaying on time, you build trust with Haraka, making it easier to access larger loans in the future.
Final Thoughts
Repaying your Haraka loan is a straightforward process via M-Pesa. Simply follow the steps above, ensure you have enough funds, and use the correct Paybill details. Timely repayment not only keeps your account in good standing but also enhances your chances of securing bigger loans.
Need another loan? Maintain a positive repayment record, and Haraka will gladly offer you more financial support when you need it!
Need Help?
If you encounter any issues while repaying your Haraka loan, contact Haraka customer support for assistance.
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